As unpleasant as it might sound to you right now, you would be wise to reevaluate your lifestyle. Both the time you have been spending so freely and the money you have been spending so freely are in danger of running out sooner than you might think, so the time has arrived for some strict conservation on your part. Challenge yourself to see how little money you can spend in a day and how quickly you can run through your errands. You just may surprise yourself.
“Being a good person is a very important part of my identity, but being a genuinely good person is time-consuming and complicated. You don’t have to be a g...